First off: Happy New Year to my 3.6 Loyal Readers, and anyone else who may drop in!
I have been terribly silent these last few months, and I believe I ought to make some account of the reasons. My Beloved Bride and I had a complicated finish to 2019 (or Nineteen Eleventy-Nine).
Earlier in the year, after long and tedious tests and much soul-searching, my GP and I agreed that my spinal injury (which is degenerative and will not improve) and my depression (which is treatable, but always with me), taken together, made me unfit for any regular employment. We put in an application for me to receive a disability benefit. This application, I am told, is usually denied on the first attempt, and often on the second; it’s a bit like getting neutrons through an osmotic diffusion barrier – a small fraction of the eligible particles succeed on each pass, and most of the others eventually give up and fly off elsewhither. To my vast surprise, I was accepted on the first try, and duly proclaimed a Complete and Permanent Waste of Space. This hurt my self-conceit, but we needed the money more; and as a married man now, I could not honestly contemplate the alternative of just curling up and dying with the cold comfort of an old-fashioned freeman’s honour. The philosophy of Trufflehunter the Badger was out of my reach:
He said he was a beast, he was, and if his claws and teeth could not keep his skin whole, it wasn’t worth keeping.
My claws and teeth could not save my skin, but I have someone who thinks it is worth keeping nevertheless, and must defer.
That was in the spring. A few months later, the long-delayed affairs of my father’s estate were finally wrapped up; his bit of land in northern British Columbia cleared the immensely complicated probate process of that province, and the persons responsible for the estate (I among them) agreed to put the land up for sale. Even before we could hire an agent to handle the sale, the next farmer to the south, a man by the name of Juell, made an unreasonably large offer. We dickered a bit to observe the decencies and got out from under.
This gave me an odd problem. I now had a lump sum of money coming to me, large enough to disqualify me from my disability payments, but not large enough to keep me indefinitely. There is, however, a well-intended loophole in the regulations. It seems that one can own exempt assets over the limit and still receive the benefit; and one exempt asset is a house. My Beloved Bride and I accordingly started house-hunting. This was more difficult for us than it would be for most people, because most banks (in Canada at least) won’t consider disability benefits when counting your income to determine your eligibility for a mortgage. Our real-estate agent, the cheerful and competent Justine Poirier, put the matter in the hands of an equally cheerful and competent mortgage broker, Jodi McDonald; I recommend both, if you ever happen to be looking for real estate in Calgary. After due process, during which several officers of the bank crawled up all my bodily orifices with a microscope and Geiger counter, we were approved for just about the smallest mortgage that the banks will deal in. (Anything under $75,000 is considered fiddling small change, and they leave it under the sofa cushions where they found it – or something.)
We then, after a careful search in the course of which several likely properties were sold before we could make an offer, bought a quaint old townhouse on the less fashionable side of town, with a basement that made us dub the place ‘That 70s House’. I am sitting there now, surrounded by imitation wood panelling, stuccoed arches in the Spanish Colonial style, and mural wallpaper with a scene of autumn foliage in high mountains (which partly makes up for the lack of windows). When we bought the place, there was also a superannuated shag carpet in the colour known to decorators as ‘Harvest Gold’ and to the rest of us as ‘Mustard Vomit’, but this was just one layer of kitsch too many. We expelled it from the premises and replaced it with a modern carpet in a deep, tranquil blue.
We took possession of That 70s House on the 16th of December, moved in on the 20th, and celebrated a quiet Christmas under our own roof. In the course of the move, our roommate (who came with us) caught flu, or typhoid, bubonic plague, hydrophobia, or all of the above – something of about that degree of virulence – and passed it along to both of us as a Christmas present; and I, in a bungled attempt to cut down an old candle to liberate the wick which had burnt down into the wax, stabbed myself an inch deep in the webbing between my left thumb and forefinger, so that we had to pay the movers extra to do all the things I could not manage with one hand. We survived all this kerfuffle, and had our first dinner guests over last night for New Year’s Eve. (It would have been Hogmanay, for both the Beloved Bride and I are largely Scottish by adoption, but we were mercifully spared, because the dinner was conducted without haggis. We count this among our blessings.)
And now I am sitting in my new basement among kitschy décor and half-unpacked boxes, and my B.B. is upstairs playing the latest Mario game on her Nintendo Switch, and it is Nineteen Eleventy-Ten today, and I finally feel fit enough to get on with some work. I hope there will be no more extended silences on this site for a long time to come.
Recent Comments